Citizens Banking Corporation announced the results of the fourth quarter of 2005

Citizens Banking Corporation, announced a profit of $ 18.9 million for the three months to December 31, 2005. This represents a decrease of $ 2.1 million or 10.0% compared to third quarter 2005 earnings of $ 21.0 million and a decrease of $ 1.4 million or 6.9% over the fourth quarter of 2004 a profit of $ 20.3 million. The net profit of over $ 0.44 per share, compared to $ 0.48 for the third quarter of 2005 and $ 0.46 for the same quarter last year. Annualised return on average assets and average shareholders’ equity in the fourth quarter of 2005, 0.97% and 11.46%, respectively, compared to 1.06% and 12.71% for the third quarter of 2005 and 1 05, and 12%, 43% for the fourth quarter of 2004.

Net earnings for the year ended December 31, 2005 amounted to $ 80.5 million or $ 1.85 per share, diluted, which represents an increase from net income of $ 4.4 million, or 5.8 % And $ 0.11 per share more for the same period of 2004.

“Our growth in loans, deposits zinsunabhängigen haircut growth, credit and improving the quality of citizens to another quarter of solid results report,” said William R. Hartman, Chairman, President and CEO . “During 2005 we made progress throughout our company, position us well on the challenges of 2006,” Hartman.

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